We can provide various schemes for the different trades in the security industry.

Clear policies concisely explained so they are easy to understand.

Residential Property Owners

Properties occupied as domestic homes need comprehensive levels of cover.

Offices & Surgeries

Package policies which offer core covers and a wide range of optional covers.

Hotels, Pubs & Restaurants

Our policies for the hospitality sector provide security and peace of mind.

Heritage Property Insurance

Our experienced staff understand the complexities of historic buildings.

Food & Beverage

Pharos has many years' experience in the food and beverage sector.

Education

We can arrange comprehensive insurance for all education establishments.

Construction

An extensive range of flexible covers tailored to meet your specific insurance needs.

Commercial Property Owners

Protection for your office building, factory premises and more.

Charities & Care Sector

Pharos understands the changing needs of customers within this market.

Blocks Of Flats

Insurers provide special policies for 'blocks of flats' to provide additional cover for contents of common parts plus damage to grounds.

Insurance
News & Advice

Published: 26-06-2009

Pharos new recruits

Pharos are pleased to introduce two new members of the personal insurance team.

Published: 03-06-2009

Unoccupied property is difficult to insure

Property owners can be left in a difficult position once their property becomes empty or unoccupied.

Published: 08-04-2009

Norwich Union Chief Exec. backs the local independent broker.

In a direct-selling world, Norwich Union Chief Executive backs local independent brokers.....

News Archive

Stephen Kempe, Corporate Development Director

Welcome to Pharos

Welcome to our website, which we hope will give you an idea of the outstanding range of commercial and personal insurance services Pharos can offer you.

We've been established for over 50 years, and our extensive client list is extremely varied: Pharos provides commercial insurance services for sole traders, SMEs and large international companies, and personal insurance for high-net-worth individuals as well as local car and home owners. People value us and the services we provide: nearly all our business comes from recommendations, most of our staff have worked with us for over six years, and many of our clients have been with us longer than that. read in full

Insurance Quote

Like to discuss insurance with a professional who understands your needs?

The Pharos Service Includes

Free Insurance Appraisal
Qualified Brokers
Personal Service

Click here to enquire online or Click here to meet the team.

Tel Dover: 01304 215522
Tel Folkestone: 01303 270255